Share     Facebook icon Twitter icon Twitter icon

Coleman Farrell Update

We kick off our latest newsletter with an overview of how recent changes to super have impacted salary sacrifice and personal contributions for employees. And we take a look at key considerations for workers that operate in the 'Gig Economy'.

We outline some of the issues that SMSF members should be thinking about in preparation for retirement. And we provide insight into the different definitions insurers use for TPD (Total and Permanent Disability) cover.

We finish our latest newsletter with a reminder about the positive benefits different foods can have on our mood.

If you have any questions about any articles in this newsletter please contact us on 4344 7114 or email

Kind regards,

The Coleman Farrell Team

Salary sacrifice vs personal contributions to super

Amongst the changes made to superannuation effective 1 July 2017 was the welcome and sensible move to give everyone who makes a personal contribution to super the option of claiming a tax deduction for it. Prior to this date, tax deductions on personal contributions could only be claimed by the “substantially self-employed”.

Read full article >>>>>>

Thriving in the ‘Gig Economy’

If you’re a freelancer or contractor or maybe even a consultant then you’re part of the “gig economy”. Gone is the job for life, or even a job in the normal, employed meaning of the word. For you, work consists of short-term contracts or a series of one-off jobs. 

Read full article >>>>>>

Is your SMSF retirement-ready?

A landmark stage in the life of a self-managed super fund is when at least one of its members moves from the accumulation phase to retirement phase.

Read full article >>>>>>

Making sure you have the right cover

The concept of Total and Permanent Disability (TPD) cover is simple. If you are ill or injured and unlikely to be able to work again, you get paid out under the policy. The difficulty has always been to define what is meant by “unlikely to be able to work again”.

Read full article >>>>>>

Top 7 Foods That Boost Serotonin

Serotonin, also known as 5-HT, is a neurotransmitter released by the pineal gland of the brain. However, it has an effect on the entire body. Serotonin is best known for its positive effect on mood.

Read full article >>>>>>